Personal Accident Insurance
Financial protection against accidental death, disability, and injury.
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About Personal Accident Insurance
This insurance product provides comprehensive coverage tailored for Indian families and businesses. Our expert advisors help you choose the right plan from top insurance providers.
Key Benefits
- Wide network of cashless hospitals/garages
- Quick claim settlement
- Expert advisory support
- Best premium rates
What You Get with SarasBima
IRDAI-Regulated Policies
All policies are issued by IRDAI-registered insurers. Every rupee of your premium is 100% safe and regulated.
Best Premium Pricing
We compare premiums across 20+ insurers so you always pay the least for the maximum coverage.
Fast Policy Issuance
Complete your application digitally. Policy documents delivered to your email within minutes.
Claim Assistance
Our dedicated claims team helps you file, track, and settle claims — at no extra cost.
Renewal Reminders
We track your policy dates and send timely reminders so your coverage never lapses.
Dedicated Advisor
You get a personal insurance advisor who understands your needs and stays with you lifelong.
Why Choose SarasBima?
Expert Guidance
Certified advisors with deep insurance expertise.
Compare 20+ Insurers
We shop across all top insurers to find your best deal.
Best Premiums
Maximum coverage at the lowest possible premium.
Claim Assistance
We fight for your claim until it is fully settled.
Instant Policy
Digital process — policy issued in minutes.
Lifetime Support
We stay with you through renewals, changes & claims.
Talk to an Advisor
Free • Unbiased • Instant
How to Get Your Personal Accident Insurance
From consultation to policy issuance — we make it simple, fast and 100% digital.
Tell Us Your Needs
Share your requirements through our quick quote form or call us directly.
Compare Plans
Our advisor compares plans from 20+ insurers and recommends the best fit.
Buy Your Policy
Complete the application online. Policy document delivered instantly to your inbox.
Lifetime Support
We stay with you for renewals, endorsements, and claim filing — forever.
Why Choose SarasBima for Personal Accident Insurance?
Unbiased, Expert Advisory
We are not tied to any single insurer — our advice is always in your best interest.
Best Premium Pricing
We compare premiums across 20+ insurers so you always get maximum coverage at minimum cost.
Dedicated Claim Assistance
We hand-hold you through every step of the claim process until full settlement — at no extra cost.
Seamless Renewals
We track your policy renewals and remind you in advance — so your coverage never lapses.
Policies from India's Top Insurers
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Based on 500+ customer reviews
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Frequently Asked Questions
Everything you need to know about Personal Accident Insurance
No, SarasBima is an insurance advisory platform. We are not an insurance company but a licensed advisor that helps you compare and purchase insurance policies from multiple leading insurance providers in India.
Absolutely. All policies sold through SarasBima are issued directly by IRDAI-registered insurance companies. Your policy document will be from the insurer, not from SarasBima.
Term insurance provides pure life cover for a fixed period at low premiums with no maturity benefit. Life insurance (endowment/whole life) combines coverage with savings, paying out on death or maturity. Term plans are recommended for pure financial protection.
In a cashless claim, the insurer directly settles the hospital bill without you paying upfront. This is only available at network hospitals tied up with your insurance company. SarasBima helps you choose insurers with the widest hospital networks.
Simply call or WhatsApp our claim assistance team. We will guide you through the entire process — from intimating the insurer to submitting documents and following up until settlement.
Yes, you can port your health insurance policy to another insurer without losing your accumulated no-claim bonus and waiting periods. SarasBima can help you evaluate the best options before porting.
Ready to Secure Your Future with Personal Accident Insurance?
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